BANK. FOR PROGRESS.
We are making every transaction count for everyday earners and the businesses building Nigeria.
Up to 22%
p.a. on personal savings
Save toward a goal and earn up to 22% a year as your money grows.
Up to 17%
p.a. on business savings
Earn while your business grows. Idle cash compounding in the background.
From 3%
reducing on credit
Borrow what you need. Pay interest only on what's outstanding.
Personal Banking
From the moment money lands, Advancly puts it to work. Earning, saving, and building the record we lend against later.
Money received
₦45,500.00
Credit received
₦1,200,000.00
For Business
From the moment money lands, Advancly puts it to work. Earning, saving, and building the record we lend against later.
Credit at the Core
Every transaction, every repayment, every payday saved. It adds up to a record you own. We lend against what you do, not what you can pledge. Performance, not collateral.
See how credit works →Payday Loan
3.5% flat
Bridge to your next paycheck. Repay automatically when your salary lands.
Salary Advance
3% reducing
Access a portion of what you've already earned this month. Pay only on what's outstanding.
MSME Credit
Performance-based
Working capital priced on your trading activity, not your land documents.
Why Your Money Is Safe
CBN Licensed
We file the same reports and follow the same rules as every other bank. The Central Bank of Nigeria regulates us directly.
NDIC Insured
Your deposits are insured by the Nigeria Deposit Insurance Corporation, the federal agency that protects depositors at Nigerian banks.
AML & Fraud Monitoring
Every transaction is monitored 24/7 for unusual patterns. If something looks off, we act before you have to.
Encryption & KYC
Your data is encrypted in transit and at rest. Your identity is verified at signup. Your account stays yours.
#NOTYET
Everyone is a work in progress.
