PERSONAL ACCOUNTS

Bank. For the future you're building.

A personal account where every transaction counts. It earns from your first salary, grows with your goals, and gives you credit on the strength of your record.

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Personal banking
Savings
Salary account
Send & receive
Bills payment
Credit for you
Total savings

₦8,540,000

₦1,540,000 earned

Car Fund

Car fund ₦7,000,000 At maturity

SAVINGS

Goals that grow up to 22% a year. Safely.

Set a goal, lock funds toward it, and watch your savings grow. Better rates the longer you save, up to 22% per year. Fully regulated by the CBN and insured by NDIC.

Up to 22% p.a. Goal-based
Flexible or locked NDIC insured
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Received

₦0

May Salary

Sender Acme Ltd.
Paid on 28 May 2025

SALARY ACCOUNT

Your salary lands here. Your history starts here.

Get your salary directly into Advancly and start building a credit record from day one. Every payday adds to your standing with us.

Builds your record Credit on your history
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Vertex Solutions +₦5,000,000
Payment for consulting Today, 10:13 AM
Nexa Delivery -₦50,000.00
Logistic payment 24 May 2026
Josh Dan -₦100,000
Advancly MFB 28 May 2026

SEND & RECEIVE

Send and receive. Without the fuss.

Send to any Nigerian bank in seconds. Instant confirmations, clear receipts.

Instant local transfers NIP-enabled
Clear receipts
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BILLS PAYMENT

All your bills, in two taps.

Airtime, data, electricity, cable TV, school fees. Save your favourites, set up recurring payments, never miss a due date.

Airtime & data Electricity
Cable & internet
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Salary Advance

3% reducing

Access a portion of what you've already earned this month. Pay only on what's outstanding.

Payday Loan

3.5% flat

Bridge to your next paycheck. Repay automatically when your salary lands.

CREDIT FOR YOU

Credit, when you've earned it.

Two ways to access credit between paychecks. Payday Loans bridge you to your next salary. Salary Advance gives you a portion of what you've already earned. Both priced on your record with us. Performance, not paperwork.

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